MERCHANT SERVICES & FACILITIES
Become a Latpay Merchant and accept payments within 24hrs.
Multi-currency, omnichannel payment gateway using one integration.
Connectivity to local and global banks.
24-hour tech support.
Connect to all 90+ local and global acquiring banks.
Real-time payments via one secure platform with multi-currency.
View your transactions immediately.
Direct Debit Facilities
Approved Direct Entry Provider.
Batch payment processing.
Manage declines with SMS and Email notifications.
Set up scheduled payments for subscription billing.
Batch payments also available.
Transaction management through one secure portal.
Reach new customers that dont use credit cards.
Real time bank transfers, e-Wallets, cash, local card & prepaid solutions.
Give your customers the choice to pay in a way that’s familiar to them.
Fraud Management Engine
Incorporated into our payment platform.
Real-time fraud screening of transactions.
Human eye screen transactions offline to stay ahead of the game.
Hosted Payment Page
Convenient and seamless online payments.
One click payments.
Retain customers on your website.
Increase conversion rates.
Custom integrations for shopping carts and e-commerce sites.
Easy install plugins for Woocommerce, Magento and others.
Accept payments through your website.
Real-time fraud screening.
Mobile Payment Solutions
Seamless payments for mobile sites.
mPos app for payments on the go.
Send SMS payment Links.
Quick and easy payments on the go.
Send invoices immediately via simple payment link.
Transaction management via SMS and Email notifications.
payment solutions for your business.
If you’re selling time, space, products or services, take payments anywhere, anytime, instantly with our straight forward, no-nonsense payment solutions designed for everyday business. Whether you are starting a new business, scaling up your operation or diversifying your payments, we have a solution for you.
Become a Latpay Merchant today
- Quick and easy setup process – within 48hours!
- Fast and secure payments to save you time
- One platform to for monitoring and reporting
- Professional and Experienced team on hand
- Tier One Banks
- Large Volumes of Payments
- Highest level of PCI compliance – PCI Level 1 Service Provider
It’s easy to get started
Applying for a merchant account with an acquiring bank can be a long-winded and complicated business. We have well established relationships with major acquiring banks and their pre-set standards and requirements are already incorporated into our systems and procedures, which simplifies the merchant application process for you.REAL-TIME REPORTING
In a fast-changing business environment, it is imperative that you have up to date information on your transactions. Our unique online reporting tools give you access to your data, and the ability to search, view and manage your transactions ensuring that you always maintain control of your processing.With advanced reporting tools and secure sophisticated levels of access, you can take control when you need to. The online reporting tools give you the knowledge, power, and flexibility you need to track your customers purchase activities. LEARN MORE MERCHANT SUPPORT
As with most things we do, latpay is not just about state of the art software or algorithms, it’s about relationships. We hope to become an integral part of your team and like to think that you’ll let us work with you, not just for you. So, if you need anything, simply pick up the phone or drop us an email, we’re here to help!
SCHEDULE ONGOING AND AUTOMATIC PAYMENTS
Direct Debit Facilities
- Take regular direct debit and recurring card payments from your customers at predetermined times.
- Set the payments up once.
- All transactions that pass through our network are covered under our Level 1 PCI Certification
- Use batch payments to bundle multiple payments to suppliers & employees into one payment transaction.
- Easy batch upload or auto send via API
- Setup your Merchant Account today
Real-time reporting / transaction managEment
- Manage transactions, refunds and more via the Payment Hub
- Daily balances across all payment methods and currencies.
- Manage your recurring direct debits and direct credits payments.
- Manage your batch payments e.g. staff monthly payroll.
- View daily statistics at any level Group Company, Store, or per customer
- Create custom reports.
- View and download reconciliations, chargeback reports, billing statements, daily balance and payout reports.
Payment options to suit your customers
Encourage more sales by offering payment options your customers prefer in a way that is familiar to them. With Latpay’s alternative payments including real-time bank transfers, pre-paid solutions, local card solutions, e-wallets and cash solutions, Latpay provides connectivity to multiple payment methods so your global customers feel comfortable and confident in how they pay.
Through a single integration to our secure payment platform, Latpay provides connectivity to multiple payment methods, so wherever your customers may be, they can pay in a way that is familiar to them.
REALTIME BANK TRANSFERS
All transactions are processed using bank level security.
Payments are transferred directly from the customer to the merchant.
Provides immediate confirmation of authorised payment.
Systems operate that are well established and trusted by customers.LEARN MORE
A fixed value voucher for e-Commerce, bought and paid for in advance.
At checkout, the customer enters their unique voucher code.
No card details are entered, and the customer retains anonymity.
The merchant receives a guaranteed payment in real-time.
Higher Conversion Rates:- eWallets can reduce customers checkout time by making the payment process and customer journey more fluid and in turn reducing cart abandonment.
Secure:- e-Wallets enable customers to shop more quickly and securely online due to increased confidence with encryption. Latpay has the highest level of encryption with Level 1 PCI compliance.
Many emerging markets have a significant chunk of their consumer base considered as “unbanked”. Using local banking infrastructures, cash based payment solutions offer these potential customers an efficient way of making an online purchase without the need for a credit card or eWallet account.
LOCAL CARD SOLUTIONS
Local cards support local currencies, resulting in higher acceptance rates due to localised preferences.
Merchant can gain better insights about local consumer behaviour.
Domestic schemes tend to be cheaper for the cardholder compared to using internationally recognised schemes such as Visa/MC.
A human eye is cast over the fraud management process to ensure we adjust our rules to adapt to changes in online behaviour and purchase patterns.
Our fraud management team work with you, share data and send you friendly fraud alerts of any potential transaction risk.
- Transactions made on Australian cards totalled more than $730.1 billion – up 3.8%.
- Card fraud increased by 3.1% to $538.2 million.
- “Card Not Present” fraud represents more than 80% of all fraud on Australian cards.
Checking every transaction in real-time.
Offline human analysis of every transaction.
Real-time decision making.
We work together to manage your risk.
Report suspicious transactions.
Always in touch via email, phone and messenger applications.
CHARGEBACK MANAGEMENT & ANALYSIS
Chargebacks uploaded and reported immediately.
Dispute process on your behalf
Analyse data for trends and patterns.
Fraud thresholds monitored and managed within acceptable levels.
24-hour technical support.
We’re here when you need us.
7 days a week, 365 days a year.
Our friendly support staff are just a phone call away.
ACCEPT PAYMENTS THROUGH YOUR WEBSITE
Latpay’s hosted payment page is a cost-effective way to accept payments through your website or mobile site.
No development costs or security concerns, simply redirect your customers to your branded payment page hosted in our PCI compliant environment.
The process is seamless for you and your customers, payment pages are fully branded in your company style and theme, your customers feel like they have never left your site.
Provide “one-click” payments using our tokenisation, we can store your customer data using our PCI accredited encryption, so that the next time your customer visits your site, we will offer them their previous payment method, only displaying the last 4 digits of their card number.
In fact, all transactions that pass through our payment gateway are covered under our PCI Level 1 Certification, so you can trust your customer’s sensitive information is always secure and fully encrypted to the highest of standards.
- Increase repeat business with “one-click” payments.
- Includes real-time fraud management.
- Supports a range of payment methods
- Latpay’s PCI umbrella protects you.
- Seamless and convenient checkout process.
Data Encryption and Security of the Highest PCI Standard
- Covered by our Level 1 PCI Certification – the highest standard of data security measured by the card industry.
- Sensitive payment information is never stored on your servers, making your website PCI Compliant
- Your customer’s payment information is fully encrypted and tokenised.
- You retain the token number, we retain the last 4 digits of their card, offering enhanced security standards.
MOBILE PAYMENTS FOR ANY BUSINESS, ANYWHERE
Easily connect your mobile site to Latpay. Its as simple as embedding our secure payment page into your site, just like a website redirect. LEARN MORE
Whether you are using our hosted payment page or our secure API, connecting your mobile site, provides secure and efficient payments for your business, all through a single merchant account. Your customer can browse your mobile site and easily pay directly from their mobile phone.
For those brick and mortar, on the go, pop-up businesses we have a solution! You don’t even need a mobile site or website.
Using our mPOS solution is easy. Simply download the secure app on any android device, register your merchant account with Latpay, and start accepting payments.
For face to face invoice payments or over the counter sales, scan your customers’ card and the payment will follow the same rigorous controls and authentication protocols as our tried and tested e-Commerce transactions. In fact, the transactions will pass through the same Latpay payment gateway as a “card not present” transaction, fully PCI compliant.
SMS and Email Payment Links
Sending Payment links to your customers is an easy and efficient way to get paid on time. Your customer receives, reviews their invoice and clicks the link to pay.
The tokenised and encrypted card data will make the payment process simpler the next time using one-click pay. Your customer won’t need to re-enter their card details the next time they pay.
Use the same merchant facility for transactions initiated from your website, mobile site, mPOS and payments received via Payment links.
All transactions can be viewed in our reports in real-time, all in one place
Mobile Payment Statistics
- Over 2 billion mobile phone or tablet users make mobile commerce transactions each year.
- 62% of smartphone users have made a purchase online using their mobile device in the last 6 months.
- Australia & New Zealand businesses experienced a 33% growth in mobile commerce from 2016 – 2017.
Effortless checkouts for Ecommerce
Latpay can help you to create a simple and straightforward checkout process that customers will love to use. Just implement your chosen cart on your website to gain access to the Latpay payment gateway.
Shopping cart Integrations available:
WooCommerce is an open-source, completely customizable eCommerce platform for entrepreneurs worldwide. Go beyond the confines of traditional eCommerce solutions, and be limited only by your own imagination.
osCommerce is a simple yet robust e-commerce and online store-management software that can be installed on any website that has PHP and MySQL installed.
Magento Commerce, offers a one-of-a-kind eCommerce solution with enterprise power, unlimited scalability, and open-source flexibility for B2C and B2B experiences. Magento allows you to create unique, full-lifecycle customer experiences proven to generate more sales.
A free shopping cart system. OpenCart is an open source PHP-based online e-commerce solution.
VirtueMart is a highly configurable and customizable multi-language shopping cart solution for Joomla 3.8 with a large number of additional extensions.
-Prestashop is an open source ecommerce platform that users can have hosted in the cloud. Used by thousands of global businesses all over the world, Prestashop is a very popular choice for new merchants showcasing extensive, robust features and integrations to help merchants create their online stores from scratch.
Drupal is a cloud-based open source content management system for content publishing websites. Drupal has great standard features, like easy content authoring, reliable performance, and excellent security. It’s also a great choice for creating integrated digital frameworks. You can extend it with any one, or many, of thousands of add-ons.
REALTIME OFFLINE TRANSACTIONS
Our Virtual Terminal allows you to process any off-line transaction with all the security and vigilant fraud checking of our payment gateway with real-time transaction authorisation and confirmation.
With the sophisticated levels of user access, you can access real-time reporting, transaction statistics and reports that is easy decipher and gives you full control of your revenue stream. PAYMENT HUB
Collect payments faster
Collect payments faster with a payment system allowing you to send your invoices straight to your customers mobile, social media account, email and more! With the ability to take all kinds of payments through the simple click of a link, your customers will be thanking you at every bill with payments coming in on time, every time.
Just 3 simple steps to get paid…
- Send invoice link via email, SMS, social media & more
- Customer views & pays invoice
- See money in your account within 3 business days!
The benefits of using payment links
- Send invoices immediately via simple payment links
- Receive transaction management via SMS & Email notifications
- Accept all payment types & currencies from around the world
- Maintain PCI DSS Level 1 Compliance
- Customise your checkout to match your business branding
- Protect your customers with real-time fraud management
SEAMLESS ONLINE PAYMENTS FOR GAMING
Latpay has been the recognised and trusted payment processor within the iGaming sector for over 17 years.
Our diverse range of deposit and withdrawal options ensure that gaming operators are able to consolidate all their payment processing requirements centrally.
We provide payment solutions for operators including online casinos, sports betting, bingo and lottery products as well as other high risk sectors like Travel and Forex.
As part of our complete solution, we will work closely with you to improve conversion rates. Our team of payment experts are all very well versed in every aspect of iGaming, recognising and meeting the challenges posed by its unique banking ecosystem and ongoing risk of fraudulent activity.learn more