A truly global payment gateway, built to accept payments from customers anywhere in the world. Enterprise-grade card processing delivers the speed, scale and security your business needs, while an intelligent fraud engine works around the clock to protect every transaction, and flexible settlement keeps your cash flow moving exactly when you need it.
Whether you’re selling online, in-store or through an integrated platform, Latpay connects your business to the world’s leading card networks with the reliability and speed your customers expect.
Merchant account setup and management across all three regions from a single relationship.
Unified acceptance across e-commerce, point of sale, mobile and integrated commerce environments.
Full support for Apple Pay, Google Pay and all scheme-supported digital wallet methods.
High availability infrastructure designed for businesses with demanding uptime and volume requirements.
Original Credit Transactions (OCT) allows funds to be pushed directly to eligible cards in real time, removing the delays and friction of traditional bank transfer cycles. Whether you’re settling with contractors, paying out marketplace sellers or processing gaming disbursements, Latpay delivers funds quickly and securely.
Supported by the two largest real-time card payout networks globally, Visa Direct and Mastercard Send.
Return funds to customers instantly. No waiting for card settlement cycles to reverse.
Pay out sellers, vendors and service providers the moment a transaction completes.
Deliver winnings, bonuses and withdrawals to players in real time, any time.
Pay freelancers and contractors on completion. Fast, reliable and without bank transfer delays.
Settle claims quickly and directly to the policyholder’s card, improving trust at a critical moment.
Move funds between businesses instantly, removing the friction of traditional payment terms and batch processing.
Integrate card payments the way that best fits your technical stack and business model. Our developer-first approach means you’re never forced into a one-size-fits-all solution.
Powerful, fully documented APIs giving you complete control over the payment experience end to end.
Native SDKs for web, mobile, terminal and platform environments. Drop-in components that reduce time to live.
PCI-compliant hosted payment page for businesses that want to minimise scope without sacrificing conversion.
Blend hosted and integrated elements to match your checkout flow, branding requirements and compliance needs.
Settlement delays cost businesses money. Latpay is built around fast, predictable funding cycles backed by transparent reporting — so your finance team always knows where every pound or dollar sits.
Funds from completed transactions are settled to your merchant account quickly. Predictable, fast funding that keeps your cash position healthy and your operations moving.
Not every business runs on the same rhythm. Choose a settlement frequency that aligns with your cash flow requirements, whether that’s daily, weekly or a custom cycle agreed with your account manager.
Transaction data is automatically matched and reconciled, reducing the manual workload on your finance team. Fewer errors, less time spent chasing discrepancies, and cleaner books at month end.
Every transaction, fee and deduction is clearly itemised with no hidden charges. Your finance team always knows exactly what they’re being charged and why.
Comprehensive settlement reports give you a full audit trail of every funding cycle, transaction and adjustment. Built to satisfy the requirements of finance teams, external auditors and regulatory reviews alike.
Our fraud screening platform uses a proprietary approach we call the ‘human-eye’ method, combining behavioural analysis, risk logic and real-time monitoring to catch anomalies the moment they appear, not after the damage is done.
Protection runs both in real time during the transaction and post-transaction, delivering a continuous feedback loop that makes your fraud controls smarter over time.
Transactions are analysed as they happen, with intervention triggered before losses arise.
Pattern detection and retrospective analysis surface emerging fraud trends and inform future rules.
Rules tuned to your industry, transaction profile and risk appetite.
Built-in tooling to review, flag, hold or action transactions directly from the platform.
Chargebacks are an inevitable part of card acceptance however with the right partner, their impact can be significantly reduced. Latpay works alongside you through every stage of a dispute, from initial monitoring through to retrieval support and outcome reporting.
Discover a better way to accept payments, with a team that’s genuinely invested in your success.
